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Negocios en internet, comercio electronico, vender en internet

¿Es Seguro Hacer Pagos Utilizando tu Tarjeta de Crédito en Internet?

Este es un tema muy caliente para muchas personas que recién se inician en los negocios por Internet.

En el tiempo del BOOM de la Punto COM, se comenzó a enseñar a las personas de la seguridad de las tarjetas de crédito y se les animaba a realizar sus pagos a través de ellas.

Cuando estas cayeron después del auge que tuvieron en los años 80 y 90 la desconfianza de las personas aminoró en un muy bajo porcentaje, en oposición a lo que s pensaba.

Porque sucedió esto?

En Primer lugar, pagar con nuestra tarjeta de crédito es muy seguro

En Segundo lugar, nunca le entregas a extraños o desconocidos tu tarjeta, ya que es normal que al efectuar tus pagos, te encuentres en un ambiente seguro y protegido.

Cómo funciona el proceso de pagos al efectuarlo con nuestra tarjeta de crédito?

Es sencillo y los explicare en 3 pasos:

Paso 1 : Efectúas tus pagos con tu tarjeta en el procesador de pagos autorizados.

Paso 2 : El sistema del procesador de pagos, envía y confirma tu saldo a la cuenta de tu banco o determina en segundos tu estado de cuenta.

Paso 3: Esta información se reenvía y la empresa procesadora puede descontarse el pago autorizado.

Todo esto se hace en segundos.

Ahora, Este proceso es mucho mas seguro que hacer una compra en la tienda o pedir una pizza por teléfono. ¿Porque?

Al entregar tu tarjeta a la persona, este apunta los números de tu tarjeta, y si lo pierdes de vista, puede memorizar los dígitos de la parte de atrás de tu tarjeta y con ello podría efectuar compras en Internet a tu nombre.

Es mas riesgoso comprar en una tienda que en Internet, ya que tu tarjeta es entregada a una personas que no conoces y no te da seguridad y confianza. (a Excepción que conozcas al dueño de la tienda y puedas reclamar)

Al efectuar pagos en páginas web que deseas comprar algún producto, debes asegurare que te encuentras en un ambiente seguro. Como lo reconoces?, es simple, solo revisa en la parte de la barra de tu navegador, en la parte inferior derecha, aparecerá un candadito dorado de forma cerrada. Esto indica que la página web esta protegida.

Otra forma de reconocer un ambiente seguro en una página web, al momento de efectuar el pago es, en la misma barra de direcciones del explorador aparece un símbolo igual a este (https://) a diferencia de las normales paginas web que solo se ve así: (http://) no hay el símbolo "s" de SEGURIDAD.

Una página segura,  muestra el símbolo "S" en la dirección del URL o dirección web asi: https:// mas el candadito dorado en la parte inferior de tu navegador de Internet.

Con estos datos Claves, te sentirás mas seguro para poder efectuar tus compras en Internet y disfrutar de los Negocios Rentables que existen.

Espero que este Boletín le sea de su agrado y espero sus sugerencias e inquietudes para el próximo boletín.

Saludos cordiales,

Gino Dante Giurfa Seijas

CEO www.e-mype.com

Consultor en E-commerce para Pymes

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